The law in Georgia states that health insurance companies should pay for medical bills for your injuries resulting from an auto accident. They may be entitled to be reimbursed if you receive a settlement. Depending on the type of insurance you have detemines whether or not the insurance company can be reimbursed or not.
You should talk to a lawyer because insurance companies may say that they are entitled to a reimbursement when they are not or won't pay for your medical bills when they should.