Yes, we encourage you to use your own health insurance after you have had an accident.
The reason why we encourage using your own health insurance, is that this is usually a lengthy process and we don't like to see unpaid medical bills. Also, bill collectors start calling or even turn the unpaid medical bills over to a collection agency and it can harm your credit. It also gives you access to providers who only see people with health insurance.
Ultimately at the end of the day it will result in more money in your pocket after the settlement comes through because the medical bills have already been paid.
